Pre-approval in one conversation.
Tell us the situation. We tell you what's real. Bring your last tax return, a recent pay stub, and any concerns. Jason runs your file with nine wholesale lenders and gives you a straight answer.
Start your application. Takes about a minute.
Four quick fields. Jason follows up the same business day to finish the application by phone or video and quote nine wholesale lenders. No documents needed yet.
Four steps from first call to closing.
Conversation
Fifteen-minute call. Income, credit, target price, timeline. Jason explains the programs you qualify for.
Documents
Tax returns, pay stubs, bank statements. We collect what underwriting needs and not more.
Quote
Nine wholesale lenders compete. We surface the best three so you compare and choose.
Close
Most files close in 18 to 30 days. Title, signing, funding.
What to have ready
A faster pre-approval depends on having a few things in front of you when you call:
- Income: most recent two pay stubs, plus last two years of W-2 or full tax returns if self-employed.
- Assets: most recent two months of statements for any account you would use for down payment or closing costs.
- Credit: a rough self-estimate is enough; we'll pull a soft credit check before any hard inquiry.
- Property: address if you have one in mind, or budget if you're shopping.
If any of that is missing, call anyway. We can start with the basics and fill in as we go.
Start your application.
A minute now, a call back today. Prefer to talk it through first? Jason picks up at (904) 389-4635, and brings 25 years of NE Florida experience.