
Why is 20% Equity So Important For Mortgages
A look back in time helps us explain today’s equity rules and the rules that apply to mortgage insurance today. History Prior to the mid

What Self Employed Borrowers Need To Know About Refinancing
Congratulations on being Self-Employed! You have the very best boss in the world – you. Setting your own schedule, picking when you want to work

Tiny House Financing – What You Need to Know
Purchasing a Tiny House has many advantages. Move-in ready, Smaller space providing less maintenance, and price – as compared to a traditional dwelling – are

When Should You Refinance Your Mortgage
We’ve all heard “The Rule”: If you can lower your interest rate by 2 percent, you should refinance. BUT – that’s not a great idea.

10 Tips To Help You Become a Savvy Mortgage Shopper
A home purchase is likely to be THE most expensive item you will ever buy. Shopping for the best mortgage is key to a comfortable

Tips For Saving Money When Buying New Construction
For many people, buying new construction seems like an elusive dream due to the costs. However, there are many ways that you can save yourself

What You Need To Know About Using a Co-Signer on a Mortgage
There’s an old saying in the mortgage industry, “A Mortgage is like sausage. The end result can be good but you have no idea what

Building Your Credit 101: Tips for Recent College Graduates
Building your credit is one of the most important things you can work on straight out of college. In fact, you may already have started

Why Your Debt-to-Income Ratio Matters
Just about everyone is aware that they have a credit score, and that banks use a credit score to determine your eligibility for loans and