What Is A USDA Loan? Am I Eligible?

Written by Jason Nelson on September 24, 2015
Man standing on front porch of home

The USDA loan program is designed to encourage rural development across the country. Insured by the U.S. Department of Agriculture, USDA loans offer no-money down mortgage financing, fixed interest rates, which are much lower than the national average of other fixed-rate mortgages, standard closing costs and repayment schedules, no prepayment penalties, and flexible terms and […]

3 Ways To Build Equity In Your Home

Written by Jason Nelson on September 7, 2015
home equity

Home equity is defined as the difference between the value of the property and the remaining balance on the mortgage. To build equity in your home, you need to increase its market value or reduce your mortgage’s balance. While the first requirement often involves major renovations, repairs, or upgrades (e.g. energy-efficient improvements, kitchen remodels, etc.), […]

Grants & Programs For The Florida First Time Home Buyers

Written by Jason Nelson on August 10, 2015
first time homebuyer

Every single state across the US makes available a variety of homeownership assistance programs for first time home buyers. Florida is no exception. Since property prices are rebounding due to high demand and low levels of housing inventory in the Sunshine State, finding a program that can improve the chances of purchasing and closing on […]

Expense Checklist For The Florida First Time Home Buyer

Written by Jason Nelson on August 3, 2015
checklist for your mortgage

As stressful, overwhelming, and intimidating as it can be, buying property in Florida is definitely an exhilarating experience for a Florida first time home buyer who has been imagining his dream home for years. Since many people get caught up in the euphoria of buying their first home and overlook the costs involved, our experienced mortgage […]

3 Ways To Save As A First Time Home Buyer

Written by Jason Nelson on July 13, 2015
Saving for a House

Buying a home remains one of the most important investments a person will ever make in his life. Since not all of us have the money to buy a property without taking out a home loan, most home buyers end up spending a lot on the interest rate, insurance, and taxes. What these people don’t […]