Key Steps a Homeowner Should Know For Refinancing Their Home

Written by Jason Nelson on February 16, 2018

Mortgage refinancing is a process through which a borrower replaces an existing mortgage with a new one, which will be used to pay off current debt. But a mortgage holder who intends to refinance his or her mortgage should determine first if refinancing is financially feasible and beneficial. In general, a refinance makes sense only […]

5 Money Saving Tips For Your House Down Payment

Written by Jason Nelson on January 18, 2018
down payment

Homeownership brings many benefits. Once you’ve decided this has become a goal, you should immediately start saving towards the down payment. Most people take years to save up enough money for a substantial down payment. Remember, the more you’ve saved, the lower your monthly payment will be for the duration of your mortgage. Let’s review […]

Buying a Home in 2018? 5 Steps to Take Now to Ensure a Pleasant Homebuying Experience

Written by Jason Nelson on January 4, 2018

Buying a home can be an exciting time, however, the preparation process requires planning and effort. As you prepare to purchase a new home in the upcoming year, there are steps you should be taking now to ensure the experience is effortless and snag-free. Let’s discuss 5 steps you should be taking now for your […]

5 Ways a VA Loan Makes Home Ownership Easy

Written by Jason Nelson on December 20, 2017
VA loan

The VA Loan program offers government-backed loans laden with benefits that offer homeownership to veterans who may struggle to obtain financing otherwise. However, it’s important to know, the Veterans Administration does not lend financing directly to individuals. They do, however, guarantee a portion of the payments to the lender, in the unfortunate event the homeowner defaults […]

Why Mortgage Pre-Approval Matters

Written by Jason Nelson on December 14, 2017
mortgage pre-approval

Contrary to popular belief, the homebuying process starts in a lender’s office, not in an open house or real estate book. Many homebuyers are confused with the difference in terms between pre-qualified and pre-approved. Pre-qualified is the first step in the lending process. This step determines how much of a mortgage you, as the homebuyer, […]